MySummaries

Terms

Terms of Service.

Effective 20 August 2026 · Version 2026-08-20

1. Who we are and what this is

MySummaries Pty Ltd (ABN 75 545 287 502) ("MySummaries", "we", "us", "our"), a company registered in Victoria, Australia, operates the study platform at mysummaries.app, portal.mysummaries.app, the MySummaries mobile apps and the services reachable through them (together, the "Service"). These Terms of Service (the "Terms") are a binding agreement between you and MySummaries. By ticking the acceptance box when you create an account, or by using the Service after we ask you to accept a revised version, you agree to these Terms and to the Privacy Policy, which forms part of them. If you do not agree, do not create an account or use the Service.

2. Who may use the Service

  • You must be at least 16 years old.
  • If you are under 18, a parent or legal guardian must read these Terms and agree to them on your behalf, and is responsible for your use of the Service.
  • You must provide accurate account information, keep your sign-in credentials confidential, and not share your account. You are responsible for everything done through your account.
  • You may not use the Service if doing so is prohibited by law where you are, or if we have previously suspended or terminated an account of yours for breach.

3. What the Service is — and is not

The Service is a personal study tool. It lets you organise notes into revision boards and uses artificial-intelligence models from third-party providers to generate flashcards, written papers, marked answers, spoken lectures and simulated oral examinations from material you supply. Everything the Service generates is produced by statistical models and may be incomplete, out of date, biased or simply wrong. It is offered to help you practise, not to teach you the correct answer.

The Service does not provide medical, clinical, legal, financial, professional or educational advice, and nothing it produces should be relied on as such. It is not affiliated with, endorsed by or acting for any college, university, board, examining body or employer, and it makes no representation about what any examination actually contains. You alone are responsible for verifying anything the Service produces against authoritative sources, and for any decision you make on the strength of it. We do not promise that using the Service will improve your results or that you will pass any examination.

4. Your content

"Your Content" means everything you upload, type, record, paste or otherwise submit to the Service — notes, documents, PDFs, images, scratchpad text, typed and spoken answers, recordings and their transcripts — together with the outputs the Service generates from it for you.

4.1 What you may not upload

The Service is built for your own study material. It is not a place for information about other people. You must not upload, enter, record or share through the Service:

  • personal information about any person other than yourself that you are not authorised to disclose to us and to our AI providers — and in particular any health, medical, psychological, genetic or biometric information about a patient, client, research participant or any other individual, whether in clinical notes, case summaries, letters, results, images, recordings, or any other form, and whether or not you believe it to be de-identified, unless every direct and indirect identifier has been removed so that the person cannot reasonably be identified from it;
  • records or images from any hospital, practice, clinic, laboratory, school, firm or employer system, or anything you hold under a duty of confidentiality owed to a patient, client, employer, institution or third party;
  • examination questions, papers, marking schemes or other material that an examining body has required you to keep confidential, or that you obtained in breach of any examination rule or honour code;
  • material that infringes anyone's copyright, trade secret or other rights, or that you do not have the right to copy and have processed in the way described in these Terms;
  • content that is unlawful, defamatory, harassing, sexually explicit, or that seeks instructions for harming any person; or malicious code, or anything designed to manipulate, extract from or interfere with the models or the Service.

4.2 You are responsible for Your Content

We do not, and cannot practically, review Your Content before it is processed. It is processed automatically and solely on your instruction. You are solely responsible for Your Content and you represent and warrant, each time you submit anything, that you own it or have every right, licence, authorisation and consent needed to submit it and to have it stored, processed and transmitted to our AI providers as described in the Privacy Policy; that it complies with section 4.1; and that submitting it breaches no law, contract, professional obligation or duty of confidence.

If you submit information about another person in breach of section 4.1, you do so as the party responsible for that information under applicable privacy and data protection law. We have not agreed to act as your processor or service provider for it, no data processing agreement exists between us for it, and you — not we — are responsible for any notification, remediation, regulatory or other obligation that arises, and for every consequence of it.

4.3 The licence you give us

You keep ownership of Your Content. You grant us a worldwide, non-exclusive, royalty-free licence to host, store, copy, reformat, transmit, process (including through third-party AI providers), display to you and to anyone you share it with, and create derived outputs from Your Content, solely to operate, secure, support and improve the Service for you. We do not use Your Content to train machine-learning models, and we do not permit our AI providers to do so. The licence ends when Your Content is deleted, except for copies held in backups for the period described in the Privacy Policy and anything we must keep by law.

4.4 Removal, suspension and notification

If we become aware, or reasonably believe, that Your Content breaches section 4.1, we may without notice delete it, suspend or terminate your account, and take any other step we reasonably consider necessary, including notifying an affected person, regulator, institution or examining body where we are required or permitted to do so. You agree to cooperate fully with any such step and with any inquiry, and to bear the reasonable cost of it.

4.5 Sharing

Where the Service lets you share a subject or board with another account, you decide what to share and with whom. The person you share with receives a copy or view of Your Content under these Terms, and you are responsible for sharing only what you are entitled to share.

5. AI processing

AI processing is how the Service works. When you use a feature that generates something, the relevant parts of Your Content are sent to one or more of our AI providers — currently OpenAI and Anthropic, in the United States — and processed under their API terms, which do not permit them to train their models on it. The provider in use for any feature may change without notice. You must not attempt to extract other users' data, circumvent the usage meter, or use the Service's AI features for any purpose other than your own study. Outputs are generated for you in response to your inputs; similar inputs from other users may produce similar outputs, and we do not warrant that any output is original, accurate, complete or free of third-party rights.

6. Acceptable use

You must not, and must not attempt to:

  • access the Service other than through the interfaces we provide, scrape it, probe or test its security, or interfere with its operation or that of any other user;
  • reverse engineer, copy, resell, sublicense, rent or commercially exploit the Service, or build a competing product from it;
  • share, sell or transfer your account, credits or subscription, or let anyone else use them;
  • circumvent, disable or overload any limit, meter, quota, security or anti-abuse measure, including automated bot protection;
  • use the Service to cheat in, or to obtain unauthorised advantage in, any examination, assessment or recruitment process, or in any way that breaches the rules of an examining body, institution or employer that apply to you;
  • impersonate anyone, or misrepresent your affiliation with any person or body.

7. Plans, credits and payment

  • Paid plans, passes and credit packs are described at the point of purchase and on the Account page. Prices are in the currency shown and include applicable taxes unless stated otherwise. Payments are processed by our billing provider; we do not store your full card details.
  • Subscriptions renew automatically at the end of each period until you cancel. You can cancel at any time from the Account page; cancellation takes effect at the end of the current paid period and you keep access until then.
  • Included usage and credit packs are metered per account and per period as described in the plan. Unused included usage does not roll over. Credits are consumed as you use AI features and are not redeemable for cash.
  • We may change prices or plan contents with at least 30 days' notice by email or in the Service. Changes apply from your next renewal; if you do not accept them, cancel before then.
  • Trials and promotional access are offered at our discretion and may be withdrawn or limited, including to one per person.
  • Except where a statutory right applies (see section 11), payments are non-refundable. If you are a consumer in the European Union or United Kingdom you may have a 14-day right to withdraw from a paid subscription; by asking for immediate access to the Service you acknowledge that this right is lost once the Service has been fully performed, and that a pro-rated amount may be charged for what was used before you withdrew.

8. Our intellectual property

The Service — its software, design, text, graphics, examiner personas, subject catalogues, prompts, and the MySummaries name and marks — is owned by us or our licensors and protected by intellectual property laws. These Terms give you a personal, limited, non-transferable, revocable licence to use it for your own study. No other right is granted. Feedback you send us may be used without obligation to you.

9. Privacy

The Privacy Policy explains what we collect, why, who we share it with, how long we keep it, the legal bases we rely on, and the rights you have, including under the Australian Privacy Act, the GDPR and UK GDPR, and the California Consumer Privacy Act. It is part of these Terms.

10. Suspension and termination

You can stop using the Service at any time and can delete your account from the Account page; deletion runs after a seven-day recovery window and removes Your Content as described in the Privacy Policy. We may suspend or terminate your access, with or without notice, if you breach these Terms, if we are required to by law, if your use creates risk or legal exposure for us or others, or if we discontinue the Service (in which case we will give reasonable notice and a pro-rated refund of any unused prepaid period). Sections 3, 4.2, 4.4, 8 and 11 to 15 survive termination.

11. Consumer guarantees and disclaimers

Nothing in these Terms excludes, restricts or modifies any guarantee, right or remedy that cannot lawfully be excluded, including under the Australian Consumer Law and equivalent consumer protection laws elsewhere. Where such a guarantee applies and the law permits us to limit our liability for its breach, our liability is limited, at our option, to supplying the Service again or paying the cost of having it supplied again.

Subject to that, the Service is provided "as is" and "as available". To the fullest extent permitted by law we disclaim all other warranties and conditions, express or implied, including of merchantability, fitness for a particular purpose, accuracy, non-infringement and uninterrupted or error-free operation. We do not warrant that any output is correct, that the Service will meet your requirements or those of any examining body, or that stored content will never be lost — keep your own copies of anything that matters to you.

12. Limitation of liability

To the fullest extent permitted by law, and subject to section 11: (a) we are not liable for any indirect, incidental, special, consequential, exemplary or punitive loss or damage, or for any loss of profit, revenue, data, goodwill, examination result, employment, qualification or opportunity, however caused and even if we were advised of the possibility; (b) we are not liable for any loss arising from Your Content, from reliance on any output, from your breach of these Terms, or from the acts of any third party including our AI and hosting providers; and (c) our total aggregate liability to you for all claims arising out of or in connection with the Service or these Terms is limited to the greater of the amount you paid us in the twelve months before the event giving rise to the claim and AUD 100.

13. Indemnity

You will defend, indemnify and hold harmless MySummaries Pty Ltd and its owners, officers, employees, contractors and suppliers from and against every claim, demand, investigation, liability, loss, damage, penalty, fine, cost and expense (including reasonable legal fees and the cost of responding to a regulator or notifying affected individuals) arising out of or in connection with: (a) Your Content, including any personal, health or confidential information about another person that you submit; (b) your breach of these Terms or of any law, contract, professional obligation or duty of confidence; (c) your use of the Service or of any output; or (d) any dispute between you and an examining body, institution, employer or other third party. We may take control of the defence of any matter you indemnify us for, and you will cooperate with us.

14. Changes to the Service and to these Terms

We may change, add or remove features, including the AI providers and models we use, at any time. We may revise these Terms. When we do, we will publish the new version with a new version date here and ask you to accept it in the Service before you continue; for material changes we will also tell you by email where we can. Continued use after accepting a revised version means you agree to it. If you do not agree, stop using the Service and delete your account.

15. Governing law, disputes and general terms

  • These Terms are governed by the laws of Victoria, Australia, and you and we submit to the non-exclusive jurisdiction of the courts of Victoria and of the Commonwealth of Australia. If you are a consumer, this does not deprive you of the protection of mandatory consumer law, or of the right to bring proceedings in the courts, of the country in which you live.
  • Before starting any formal proceeding, you agree to contact us at info@mysummaries.app and make a genuine attempt to resolve the matter with us for at least 30 days.
  • These Terms and the Privacy Policy are the entire agreement between you and us about the Service and replace any earlier terms. If any part is unenforceable, the rest stands. Our not enforcing a right is not a waiver of it. You may not assign these Terms; we may assign them to a successor of the Service on notice to you. We are not liable for delay or failure caused by events beyond our reasonable control. Notices to you may be given by email to your account address or in the Service.

16. Contact

Questions about these Terms go to info@mysummaries.app or the contact form.